E-Consent

Introduction
You are about to submit a request to connect with one of our third-party lenders. To facilitate this process, these lenders require your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). This document outlines your rights regarding electronic disclosures, notices, and information. By agreeing to our terms, you acknowledge receipt of this E-Consent and consent to conduct transactions using electronic signatures, electronic records, and electronic contracts (“Disclosures”).

Option for Paper or Non-Electronic Records
You have the option to request paper copies of any Disclosures. To obtain these, contact the third-party lender directly. They will provide paper copies free of charge and will retain all Disclosures as required by applicable law.

Scope of Consent
This E-Consent applies to all online interactions with the third-party lender, including those conducted on mobile devices such as phones, smartphones, and tablets. By consenting, you allow the lender to process and interact with your information electronically. Notices and Disclosures may be provided online or via email, and may be accessed through our or the lender’s website.

Consenting to Do Business Electronically
Before agreeing to conduct business electronically, ensure that you have the necessary hardware and software:

• Hardware and Software Requirements: A PC or MAC compatible computer or device with Internet access, an email account, and a browser that supports at least 128-bit encryption (e.g., Microsoft® Internet Explorer, Netscape®, Mozilla Firefox®). You may also need a PDF file reader, such as Adobe® Acrobat Reader® or Foxit®. A printer or storage device is required to retain copies of Disclosures.
• Questions on Requirements: Contact the third-party lender directly if you have questions about hardware or software requirements.

Withdrawing Consent
Your E-Consent for our connecting service and the third-party lenders cannot be withdrawn once given for this transaction. However, if you wish to withdraw consent from a specific lender after being connected, you can do so at any time at no charge. Note that withdrawing E-Consent before receiving credit may prevent you from obtaining credit from the lender. To withdraw consent, contact the lender directly. Withdrawal will not affect the legal effectiveness of prior electronic Disclosures.

Change to Your Contact Information
Keep the third-party lenders informed of any changes to your electronic or mailing address. Update your information by logging into the lender’s website or sending a written update by mail.

Your Ability to Access Disclosures
By clicking on the consent link, you confirm that you can access Disclosures in the formats described above.

Consent
By clicking on the consent link, you agree to the terms outlined here. You confirm that you have read and understood this information about electronic signatures, records, and disclosures, and consent to using electronic signatures and receiving all Disclosures in electronic form. You also acknowledge that you may request a paper copy of electronic records and Disclosures at no charge. If you choose not to proceed, you do not wish to use electronic signatures or conduct transactions electronically. Consent to electronic Disclosures is required to receive services from third-party lenders online.

Consent Link
[Consent Link]

Please retain a copy of this E-Consent for your records. If you have any questions, do not hesitate to contact us or the third-party lender directly.